Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills..
Life Insurance
Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Independent Broker Gruene Insurance & eXp Realty
Helping retirees, homeowners, and investors protect what matters most—through smart real estate moves and personalized insurance solutions. I focus on life & health insurance, annuities, Medicare, 401k rollovers, and retirement planning—alongside buying and selling homes with care.
As a dedicated woman with over 19 years in the oil & gas industry, I bring attention to detail, loyalty, and a deep commitment to every client I serve. My approach is compassionate, judgment-free, and focused on helping you build wealth, leave a legacy, and retire with peace of mind.
Let’s create a plan that fits your future.
What My Customers Are Saying
Hear from customers like you.
Very helpful in saving us over $30 per month in plan G premium. Would recommend using them.
Susan W., Tacoma, WA
I am so grateful for their guidance for my Medicare supplement plan. It has been so easy. They know the business and helped me pick the perfect plan for me. I couldn't imagine navigating that without their expertise.
Mike M, Kirkland, WA
Very nice agent and informative information. They helped me change my medicare supplement. The process couldn't have been easier. Five stars!
Miles D, Lake Forest Park, WA
Very knowledgeable and was a great help to me as I recently had to navigate the Medicare supplement process. He made it effortless less for me and I’m truly grateful for his expertise and excellent customer service.
Ida Warner, Seattle, WA