Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
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Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident, such as ambulance transportation, emergency room visits, X-rays, and rehabilitative therapies, but also for ordinary daily bills.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
ABOUT ME
Your Trusted Insurance Professional
When it comes to insurance, I know that making the right choices for you and your family can be daunting. To help you make the right decision I take a commonsense approach – I ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.
Lile has been taking care of me and my in laws for years. She is very knowledgeable and does what's best for us. She takes her time and answers all of our questions. We have even reached out during the year and she is always a phone call away. Lile is patient, has great customer service skills and very professional. Frank Torres
Professional. Able to locate a plan for me that navigated some special circumstances. Thank you!
Lile is amazing. Very professional. She is constantly aware of other plans that might better suit our needs. Always available with answers to questions we may have. I recommend her to everyone I know.
You are great 👍
Lile is very knowledgeable, takes her time explaining insurance information , does her homework and does what’s best for you. My husband will highly recommend her and won’t go anywhere else. Very trustworthy.
I was so impressed with Ms. Pegram. Her willingness to help me understand the plan I was on and taking time to go over the best plan for my current needs. I feel I can count on her for future concerns I may have in the coming year. Thank you again Ms. Pegram.
Mrs. Lile is very knowledgeable in this program. She will take individual care of you on a needed basis. She is very responsible and kind when leading you to the right program. She is a well-organized asset to our community. She will also assure you that the programs are legitimate. I highly recommend you reach out to her.
Very knowledgeable and patient was very helpful with all my questions and finding the best plan for my needs.the kind of agent you want to see all your options.
Excellent!
Great personality and quite knowledgeable in all plans. Definitely hope to see her again in a years time. Lilia Mota
She is very helpful and answers all questions
Friendly, explains as she is completing forms. Asks if I understand. Went through whole process explaining and asked if I had any questions. And if I understood. I like Mrs Lile being my agent. Thank you.
Agent Lile is very informative on the different methods to best suit your needs an listens to your concerns and offers more than one option so that you can make a selection on what’s best works for you
Highly recommend. Takes the time to thoroughly explain the different options available for insurance. Very knowledgeable in what she does.
Lili Pegram is the ultimate professional and has guided my family expertly for the past year. I would highly recommend her to everyone who needs health care direction👍
Lilly has been so helpful with every question I needed answered very knowledgeable
Very professional clean and very courteous very willing to help and answer any questions that might arise still helps me when I need it her job is never done