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Why Should I Get Life Insurance for My Kids (Even When They're Young and Healthy)?

Life insurance for kids? It might sound odd at first—but it’s one of the smartest financial moves you can make for your child’s future. Key...

Does Your Health Insurance Cover Mental Health Services?

Mental health is no longer a fringe topic in health care; it’s front and center. With rising awareness and demand for services, more people are...

Do I Need a Back‑to‑School Accident Plan for My Kids in Sports?

Thinking about fall sports, cheerleading, or band camp? Whether it's cleats or pom-poms your child’s diving into—I’m here to explain how a...

What Happens If I Outlive My Term Life Insurance Policy

Term life insurance is one of the most cost-effective ways to financially protect your loved ones during your working years. It offers a guaranteed...

Flexible Spending Accounts: A Smart Tool to Save on Health and Dependent Care Costs

When it comes to managing your out-of-pocket health care and dependent care expenses, you may be overlooking one of the most effective tools...

What Is a SIMPLE IRA and How Can It Help My Small Business?

If you're a small business owner looking to offer retirement benefits without getting buried in red tape or huge costs—a SIMPLE IRA might be your...

Why Some Doctors Prefer Patients with Medicare Supplement Plans

As more Americans age into Medicare, the choices between Medicare Advantage and Medicare Supplement (Medigap) plans have become increasingly...

Beat the Heat: Smart Ways to Stay Cool All Summer Long

When summer temperatures soar, staying cool isn’t just about comfort; it’s about staying safe. Heat exhaustion and heat stroke are real concerns...

How Can an Index Universal Life Policy Help Me Retire Tax-Free?

You’ve heard of 401(k)s and IRAs... but what if there was a way to grow money for retirement tax-free—and protect your family at the same time? Key...

Top 10 U.S. Roadside Attractions to Visit this Summer

One of the joys of a summer road trip is stumbling upon those quirky, larger-than-life roadside attractions that turn a simple drive into an...

Term Life Insurance vs. Accidental Death and Dismemberment: What’s the Difference?

If you’re exploring ways to protect your family financially, you may come across two common options: term life insurance and accidental death and...

What Are the Benefits of Cash Value Life Insurance?

You’ve probably heard of life insurance. But did you know some policies come with a built-in savings account that grows over time—like, actual cash...

Celebrating Our Community Recognition: Best Insurance Agency in New Braunfels

We're honored to share that Gruene Insurance Group has been recognized as one of the Best Insurance Agencies in New Braunfels for four of the last...

ER, Urgent Care, or Virtual Visit? Where to Go and What It’ll Cost You

When unexpected health issues arise, it can be easy to panic and head straight for the emergency room. But depending on the situation, there may be...

Roth IRA Pros and Cons: Is It the Right Move for Your Retirement?

Roth IRAs are one of the smartest ways to save for retirement—but that doesn’t mean they’re the best fit for everyone. So how do you know if one...

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