What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care

Earlier this year, the Centers for Medicare & Medicaid Services (CMS) announced the launch of a pilot program designed to reduce wasteful and inappropriate services in Original Medicare. Known as the WISeR Model (Wasteful and Inappropriate Service Reduction), the program seeks to improve efficiency in health care delivery, not cut back necessary care.
While the name of the program has raised questions among Medicare beneficiaries and health care providers, it’s important to understand what the WISeR model is, how it works, and who it affects as well as who it doesn’t.
What Is the WISeR Model?
According to the Centers for Medicare & Medicaid Services, the WISeR Model will test "whether aligned financial incentives and expanded prior authorization can reduce provision of services that national experts have determined are likely to be wasteful or inappropriate."
This effort is led by CMS’s Innovation Center, which was created to explore new approaches to delivering care and improving Medicare’s sustainability for future generations.
Under the WISeR Model, health care providers, not patients, are the focus. Providers who choose to participate will be part of a five-year test to reduce the use of services that national guidelines suggest offer limited clinical value. This includes certain imaging tests, surgical procedures, and prescription medications.
What Services Might Be Affected?
CMS has stated that the model will focus on services that "clinical guidelines and professional societies have identified as likely to be unnecessary or duplicative." These decisions are not being made arbitrarily; they’re backed by national medical recommendations and evidence-based research.
It's worth noting that prior authorization may be expanded for some services under the WISeR Model. That means a provider may need to get advance approval before delivering certain treatments or services. However, CMS emphasizes that the goal is not to delay care, but to make sure it's appropriate and effective.
Who Will Be Affected?
WISeR is not a national rollout. It will begin in only seven states: Delaware, Louisiana, New Jersey, New Mexico, Pennsylvania, Texas, and Washington, and even within those states, only providers who voluntarily participate will be involved.
Medicare beneficiaries do not need to opt in, and the model does not change Medicare benefits or eligibility. According to CMS, over 30 million Americans are enrolled in Original Medicare, and this pilot is expected to affect only a small subset of those individuals.
Why This Matters without Causing Alarm
Efforts like WISeR are part of CMS’s broader push to ensure Medicare dollars are spent wisely, especially as the population ages and demand on the program increases. The model is designed to help identify inefficiencies in care, not limit medically necessary treatment.
If you or a loved one is enrolled in Original Medicare, there is nothing you need to do. You’ll continue to access care the same way you always have. If your provider participates in the WISeR Model, they are responsible for managing any changes in prior authorization or service delivery.
Final Thoughts
The WISeR Model is still in its early stages, and CMS will continue to evaluate its impact before making any long-term decisions. For Medicare beneficiaries, the most important takeaway is this: your benefits remain unchanged, and this program is focused on improving care delivery, not cutting access.
If you have questions about your Medicare coverage or how new programs might affect your health care, our office is always here to help explain your options and support your peace of mind.
Featured Blogs
- Why Dental Isn’t Covered by Health Insurance Plans (And Why That Matters)
- Life Insurance for a Non-Working Spouse or Partner: Protecting the Priceless
- What Is the Medigap Birthday Rule—And What Happens After I Use It?
- Do Healthy People Really Need Health Insurance?
- What Big Medicare Changes Are Coming in 2026—And How You Can Prepare Now in Texas
- Do I Really Need a Local Medicare Broker to Pick the Right Plan?
- What’s the Difference Between Medicare Advantage and Original Medicare—And Which Is Better for Me?
- What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care
- Adulting 101: Why Life Insurance Isn’t Just for Your Parents
- How One Life Insurance Feature Saved a Financial Plan
- Why Working with a Local Medicare Agent Matters (And Yes—It’s Free)
- You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?
- How Do Medicare Advantage Plans Work?
- Your Spouse Isn’t Eligible for Medicare Yet—Now What?
- Do I Really Need Dental and Vision Insurance If I Already Have Medicare?
- Which Medicare Option Works Best for Snowbirds?
- The Overlooked Connection Between Dental Visits and Overall Health
- Funding a Business Buyout with Life Insurance: What Every Partner Should Know
- What Does Full Coverage Really Mean? (Spoiler: It’s Not as ‘Full’ as Most People Think)
- Are Medicare Supplement Plans Really Worth It?
- What Happens if You Get Hurt on Vacation?
- Does Your Health Insurance Cover Nutrition Counseling?
- Financial Advisors: “You Don’t Need an Annuity”? Let’s Get Real.
- What’s Changing with Affordable Care Plans This November?
- Health Insurance for Self-Employed Professionals: What Are Your Options?
- Your College Student Is Off to School—Is Their Stuff Covered?
- What to Do If You Get a Surprise Medical Bill
- What Is a Self-Funded IRA and Why Would I Want One?
- Coverage for College Students: Are They Still Protected Under Your Plan?
- Why Should I Get Life Insurance for My Kids (Even When They're Young and Healthy)?
- Does Your Health Insurance Cover Mental Health Services?
- Do I Need a Back‑to‑School Accident Plan for My Kids in Sports?
- What Happens If I Outlive My Term Life Insurance Policy
- Flexible Spending Accounts: A Smart Tool to Save on Health and Dependent Care Costs
- Why Some Doctors Prefer Patients with Medicare Supplement Plans
- Beat the Heat: Smart Ways to Stay Cool All Summer Long
- How Can an Index Universal Life Policy Help Me Retire Tax-Free?
- Top 10 U.S. Roadside Attractions to Visit this Summer
- Term Life Insurance vs. Accidental Death and Dismemberment: What’s the Difference?
- What Are the Benefits of Cash Value Life Insurance?
- Celebrating Our Community Recognition: Best Insurance Agency in New Braunfels
- ER, Urgent Care, or Virtual Visit? Where to Go and What It’ll Cost You
- Roth IRA Pros and Cons: Is It the Right Move for Your Retirement?
- Walk First, Wander Later: The Travel Hack You’ll Wish You’d Known Sooner
- How Can a Roth IRA Help Me Retire Tax-Free?
- Understanding Term Life Insurance Convertibility: Your Future Self May Thank You
- Rip Tides: What They Are, How to Spot Them, and What to Do If You're Caught in One
- Why Should I Add a Roth IRA to My Retirement Plan?
- What Are the Benefits of a Roth IRA?
- The Benefits of Visiting Your Farmers Market this Summer
- Concierge Medical Care: A New Way To Better Health
- Safe Travels: How to Prepare Your Family for an International Vacation
- Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water